Thursday, April 15th, 2010 at 10:21 am
I Have A Project To Do For My Wellness Class ( Health Class ) , My Assignment Says :
You Have Just Become A Single Parent , And You Have To Find A Way To Live in A Healthy Environment With Your Baby . You Need To Find A Job w| My Qualifications ( Meaning I Cant Have A Job That Qualifies A High School Diploma Because I Haven’t Yet Graduated 
) Pay Bills , Car Payments , And I Have To Worry About Food Payments ( Baby Formula … ) When I Get The Job I Need To Calculate My Hourly , Monthly & Yearly Rates . Can You Help Any Way You Can ,
Please And Thanksss ( :
Easy. You enroll in Job Corps, finish school there, and live in their housing at one of the sites that provides childcare. All expenses have been covered. I doubt that is the answer your teacher expects.
Ideally this would be easier if you were 18 or emancipated, but…
At minimum wage you’d make $8 per hour, and if you worked full time you’d make $1386.66 per month, which comes out to $16,640 per year.
Your baby needs health care: Medicaid is free.
You need transportation: There are cities in the US who have $60 YEARLY bus passes. Obviously relocating to one of those areas would be a good idea if money is tight. Cuts out car payments and maintenance, gas, and insurance.
A single mother making $16,640 with one kid would qualify for enough food stamps per month to feed her family in Illinois. You can go on WIC to get 9 cans of formula a month for your baby. Food is covered in full.
You can rent a room, including all utilities for $400 a month in my city. Again, poor people often have to relocate. Greyhound is cheap, move here.
Your baby can use generic diapers and wipes averaging about $35 a month. If you run out you can go to place in town who gives out free diapers.
You can get your baby’s yearly wardrobe at a garage sale for $30 a year. Done. Your baby can sleep in your bed with you since your room for rent was furnished with a full size mattress. Done. You can get your baby some toys at the garage sales too and use bottles from the dollar store if you have to. You can make this work easily.
Childcare starts at $20 a day for in-home daycare in my city. Would I take *my* kid to one of those places? Hell no. But I’m not desperate. Child Care Resource Services can help you subsidize the cost of child care, and if they can’t, TANF can for awhile. Childcare done.
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Monday, April 12th, 2010 at 1:04 pm
Currently my husband brings in 3400 a month after taxes, health insurance which is (400 dollars a month CRAZY).
I will be staying home as of the day of my baby’s birth full time.
But I need a Help with a Baby budget.
Our Mortgage is 800
Our car payment is 300
Credit cards are 300
Utilities, Such as Cell phone,Cable,Gas,Heat and water
Run about 600-650 dollars a month. Much less in the spring and summer.
Then my husbands Tools and equipment needed about 200 dollars a month.
And In august were buying a used car for me. Right now I have a 2 door coupe a very unfriendly and unsafe care for baby. Can’t put baby in front seat..
But My husband is supposed to get a raise after he finishes his Master Tech degree. About an extra 100-150 dollar a week.
With that said, How do we Budget for baby.
Any advice and tell me how you do it. Because I want to stay home and my husband wants me to stay home also.
Thats a little hard. Babies expenses are very unpredictable. I had a ton of clothes before he was born, and then they just got smaller and smaller faster and faster…….I had to go buy him clothes and onesis all the time.
I havent bought diapers yet, had a ton from my shower.
Formula……I have to buy 4 cans or more a month…..$25/ each!
This month I spent $125 in formula.
Doctors visits……co-pay….they go 24hrs old, 2 weeks old, 1 month old, 2 months old, 4, 6, 9,12…….my son is 4 months old and we had 4-5 more visit inbetween the usual.
I thought he was getting an ear ache cause he was pulling his ears, so I took him to the doctors, and nothing was wrong! $15 down the drain…but I wanted to be safer then sorry~
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Friday, April 9th, 2010 at 1:13 pm
Currently my husband brings in 3400 a month after taxes, health insurance which is (400 dollars a month CRAZY).
I will be staying home as of the day of my baby’s birth full time.
But I need a Help with a Baby budget.
Our Mortgage is 800
Our car payment is 300
Credit cards are 300
Utilities, Such as Cell phone,Cable,Gas,Heat and water
Run about 600-650 dollars a month. Much less in the spring and summer.
Then my husbands Tools and equipment needed about 200 dollars a month.
And In august were buying a used car for me. Right now I have a 2 door coupe a very unfriendly and unsafe care for baby. Can’t put baby in front seat..
But My husband is supposed to get a raise after he finishes his Master Tech degree. About an extra 100-150 dollar a week.
With that said, How do we Budget for baby.
Any advice and tell me how you do it. Because I want to stay home and my husband wants me to stay home also.
Thats a little hard. Babies expenses are very unpredictable. I had a ton of clothes before he was born, and then they just got smaller and smaller faster and faster…….I had to go buy him clothes and onesis all the time.
I havent bought diapers yet, had a ton from my shower.
Formula……I have to buy 4 cans or more a month…..$25/ each!
This month I spent $125 in formula.
Doctors visits……co-pay….they go 24hrs old, 2 weeks old, 1 month old, 2 months old, 4, 6, 9,12…….my son is 4 months old and we had 4-5 more visit inbetween the usual.
I thought he was getting an ear ache cause he was pulling his ears, so I took him to the doctors, and nothing was wrong! $15 down the drain…but I wanted to be safer then sorry~
Tuesday, April 6th, 2010 at 4:31 pm
My husband and I are going to start ttc this spring and we want to put together a budget of sorts. We are wanting to get a general idea of how much our doctor visits and hospital stay, etc. will cost. I know there is no way to keep on our budget if things come up but we just want a general idea. Also we are wondering about medical costs for the first year after the baby is born. I would really appreciate any info you guys can give me. Thanks
Sorry, I should have added this. We have Blue cross, blue shield. Thank you for all the answers you have given me already.
I can’t help you with medical cost, I have probably some of the best insurance available. I payed the intial visit co-pay of $15, and then when he was born I payed only $50 out of $65,000 (born emergency w/ one week in the NICU).
Other things that cost are:
formula – big can $25
diapers – $20 for the big pack
wipes – $8 for the box
clothes – depends I think I initially spent about $150
bedding – $100
bed – was given to me
toiletries – about $20
swing – $100
bouncer – $45
pack n play $119 I used it as a bassinet for two months
breast pump – depends – I bought the expensive $200 one
carseat – $100
stroller – $100
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Saturday, April 3rd, 2010 at 1:56 pm
i am hosting a baby shower for my sister and need to set a budget what is a good budget that isnt too high or isnt to low
i invited about 35 people and its going to be at my house im planning on decorating and making food and such
How many people are you inviting? If it’s less then 50 people figure it will cost you around $300.
Food, decorations, drinks and favors get pricey.
Good Luck
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